Multiple Income Tax Calculator
Calculate your total UK tax when you have income from employment, self-employment, rental property, dividends, and savings.
Enter your income sources
We'll calculate your total tax bill across all income types
How is tax calculated with multiple incomes?
All your income sources are added together to determine your total income and tax bracket. Your Personal Allowance (£12,570) is applied first, then income is taxed progressively at 20%, 40%, or 45%. Different income types have specific rules - self-employment pays Class 4 NI, dividends have their own rates.
Do I need Self Assessment?
You need to file Self Assessment if you have untaxed income over £1,000 from self-employment, rental property, or investments. If your only income is PAYE salary and savings interest below your allowance, you may not need to file.
Does rental income affect my tax bracket?
Yes. Rental profit is added to your other income to determine which tax band you fall into. You can deduct allowable expenses like repairs, insurance, and letting agent fees to reduce the taxable amount.
How are dividends taxed?
Dividends are taxed after your other income. The first £500 is tax-free. Beyond that, rates are 8.75% (basic), 33.75% (higher), or 39.35% (additional) depending on which band they fall into when added to your other income.